This AltusWallet Digital Terms of Service (“Agreement”) is a legally binding agreement between AltusWallet, Inc. (“AltusWallet”) and you (“you” or “User”). This Agreement governs your use of AltusWallet’s digital services, including the AltusWallet mobile application, website, and other related services (collectively, the “Services”).

By using the Services, you agree to be bound by this Agreement and all applicable laws and regulations. If you do not agree to this Agreement, you may not use the Services.

1. Use of Services. You may use the Services only in accordance with this Agreement and all applicable laws and regulations. You may not use the Services for any illegal or unauthorized purpose. You are solely responsible for your conduct and any data, text, information, usernames, images, graphics, photos, profiles, audio and video clips, sounds, musical works, works of authorship, applications, links and other content or materials (collectively, “Content”) that you submit, post or display on or via the Services.

2. User Content. You are solely responsible for your Content and the consequences of submitting and publishing your Content on or through the Services. You affirm, represent, and warrant that you own or have the necessary licenses, rights, consents, and permissions to publish Content you submit; and you license to AltusWallet all patent, trademark, trade secret, copyright or other proprietary rights in and to such Content for publication on the Services pursuant to this Agreement.

3. Privacy. AltusWallet respects your privacy and permits you to control the treatment of your personal data. A complete statement of AltusWallet’s current privacy policy can be found at https://altuswallet.com/privacy-policy. AltusWallet’s privacy policy is expressly incorporated into this Agreement by this reference.

4. Termination. AltusWallet may terminate your access to all or any part of the Services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your AltusWallet account (if you have one), you may simply discontinue using the Services. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

5. Disclaimer of Warranties. The Services are provided “as is” and “as available” without warranty of any kind. AltusWallet disclaims all warranties, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. AltusWallet makes no warranties about the accuracy, reliability, completeness, or timeliness of the Services, Content, software, text, graphics, links, or communications provided on or through the use of the Services.

6. Limitation of Liability. In no event shall AltusWallet be liable for any damages whatsoever, whether direct, indirect, general, special, compensatory, consequential, and/or incidental, arising out of or relating to the conduct of you or anyone else in connection with the use of the Services, including without limitation, bodily injury, emotional distress, and/or any other damages resulting from communications or meetings with other users of the Services.

7. Indemnity. You agree to indemnify and hold AltusWallet, its subsidiaries, affiliates, officers, agents, and other partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Services in violation of this Agreement and/or arising from a breach of this Agreement and/or any breach of your representations and warranties set forth above.

8. Miscellaneous. This Agreement constitutes the entire agreement between you and AltusWallet and governs your use of the Services, superseding any prior agreements between you and AltusWallet. The failure of AltusWallet to exercise or enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision. If any provision of this Agreement is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties’ intentions as reflected in the provision, and the other provisions of this Agreement remain in full force and effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. The section titles in this Agreement are for convenience only and have no legal or contractual effect.

By using the Services, you agree to be bound by this Agreement.